Choice is dedicated to your success with the most customizable Agent and ISO program in the payments industry.

Whether you’re a multi-year veteran or new to the payments industry, we offer a program tailored to your experience and requirements. We provide everything you need to learn the industry and build your business.

Get Started with our Agent and ISO Program!

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  • Branded full Service CRM With Agent Hierarchy
  • Dedicated Relationship Manager
  • Life Time Residuals
  • Residual Payments On The 15th For Prior Month
  • Up To 80/20 Splits Retail
  • Up To 60/40 Splits High Risk
  • Access To Board On Our EU Payment Facilitator Platform
  • Cash Discount Programs
  • Auto Approval
  • Same Day High Risk Approval
  • 24 – 72 Hour International Approval
  • Access To Our Internal Gateway w/ ZERO Cost
  • Free EMV Equipment Programs
  • Free POS Programs


  • Card Brand Sponsorship
  • Custom Branded Merchant Statements
  • Access To Work With Our Underwriters Directly
  • Dedicated Relationship Manager
  • Branded Full Service CRM With Agent Hierarchy
  • Life Time Residuals
  • Residual Payments On The 15th For Prior Month
  • Up To 90/10 splits Retail
  • Up To 75/25 Splits High Risk
  • Access To Board On Our EU Payment Facilitator Platform
  • Cash Discount Programs
  • Auto Approval
  • Same Day High Risk Approval
  • 24 – 72 Hour International Approval
  • Access To Our Internal Gateway w/ ZERO Cost
    • Ability To White Label


As a Choice agent, you’ll have access to a suite of business management tools anywhere, anytime.

Our system allows you to:

  • Submit applications online with any device.
  • Access all agent resources and updates via our online agent portal.
  • Compare different pricing structures using our online cost comparison tool.
  • Manage your portfolio with our online reporting tool.

“One of Choice’s strengths is the back-office structure. I’m able to stay focused on selling and know that once I hand it off to the Choice team, it’s in safe hands – that’s phenomenal. I couldn’t do what I do without that team.”

Richard W., Agent in the Southeast

“I have been in the business for over 15 years and by far Choice has been the best company I have partnered with. They have provided excellent customer service to both myself and my merchants.”

Mack T., Agent in the West

“Any time I have ever had a question, my relations manager has responded promptly and thoroughly. The support provided has increased my knowledge of the industry as well as my revenue. The back end software provided by Choice has made accessing my merchant information as well as submitting applications easy and quick, always keeping me in the loop.”

Rebecca B., Agent in the Northeast


From reading statements to sales pitches to general industry information, we teach you everything you need to know about selling our merchant services including the latest payment technologies. Training includes:

  • Sales tips and strategy.
  • Pricing and quoting essentials.
  • Selling new payment technologies.
  • Expanding your portfolio of offerings with value-added services.


We make sure you have a compensation plan designed to fit your needs and financial objectives. You’ll receive:

Lifetime Residuals

Aggressive Splits

Performance Bonuses

Monthly Residuals


Our agent support team is your personal resource for questions and general information.

From cost comparisons to applications, we’re here to guide you, and ensure that you have the tools and resources you need.

In-House Agent And Merchant Support Teams

Pricing Analysis Team

In-House Underwriting And Risk Management

24/7/365 Support


You’ll have access to some of the most innovative and affordable point of sale solutions available today through our POS Marketplace.

You’ll be able to:

  • Gain new opportunities and expand your portfolio.
  • Sign higher quality and larger volume merchants.
  • Stay ahead of the competition with a broader portfolio of offerings.


We offer a competitive suite of the innovative payment technologies to help you stay ahead of the curve. With our Agent & ISO Program, you can take advantage of:

EMV and NFC Payment Technologies

Mobile Point of Sale Solutions

Gift and Loyalty Programs

And More…


As a leader in the industry, Choice has the bank relationships and experience to get merchants approved.

Our leverage means that you can offer clients better hardware, better rates and more service types.

We have a competitive compensation structure for all agents.


Business Funding Services We Offer:
Merchant Cash Advances | Small Business Loans | Expansion Loan | Equipment Financing | Retail | Service | High Risk | Other Business
High Risk Funding Services We Offer:
E-Cigarette & Vape | E-Commerce | Fantasy Sports | Gun & Ammunition | Nutraceutical & Supplement | Smoking Pipes and Paraphernalia | Travel & Tour Guide
Merchant Processing Services We Offer:
Point of Sale (POS) Systems | EMV Terminal Program | Domestic | International | High Risk
High Risk Merchant Processing Services We Offer:
Airlines & Private Jets | Business Opportunities | CBD (Cannabidiol)Costume Jewelry | Credit Repair | Debt Collections | Document Preparation | Drop Shipping | E-Cigarette & Vape | E-Commerce | Education Online | Electronic Benefit Transfer (EBT) | Electronics | Escort Service | Fantasy Sports | Foreign Exchange Market (FOREX) | Gun & Ammunition | Health & Beauty | Hotels / Motels | Male Enhancement | Membership Clubs | Mortgage Modifications | Moving Companies | Multi-level Marketing (MLM) | Network Marketing | Nutraceutical & Supplement | Online Dating | Penny Auction | Seminars | Smoking Pipes and Paraphernalia | Software Downloads | Stock Trading | Student Loan Relief | Subscription & Recurring | Tech Support | Telemarketing | Timeshare Litigation | Travel & Tour Guide | Vacation Home Rental | Warranty | Weight Loss
States We Offer Our Services In:
Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming
International Countries (European Union) We Offer Our Services In:
Austria | Italy | Belgium | Latvia | Bulgaria | Lithuania | Croatia | Luxembourg | Cyprus | Malta | Czech Republic | Netherlands | Denmark | Poland | Estonia | Portugal | Finland | Romania | France | Slovakia | Germany | Slovenia | Greece | Spain | Hungary | Sweden | Ireland | United Kingdom