We have your business funding needs covered

4,766

Businesses Funded Since 2012

Apply in minutes.

Qualify in no time.

Spend time on your business — not paperwork.

$43,867,456

Total Funding Provided

Minimum Qualification Requirements

To qualify with Choice, you should be in business for at least one year and have a minimum of $5,000 in monthly revenue.

Applying is Free

Get Funded Within 1 Business Day

No Obligation to Take Funds

Business Funding Designed For You

At Choice, we provide small business funding that is designed to help you grow your business on your terms. Having access to small business financing can give you the freedom to focus on other aspects of running your business.

Some common uses of funding include:

Purchase inventory

Invest in new equipment

Smooth cash flow or cover payroll

Hire more staff

Launch a marketing campaign

Expand your business

There are several types of funding available:

SMALL BUSINESS LOANS

With Choice Funding, you don’t need to go through a long process for a small business loan as you would at a traditional bank. Instead our process requires 3 months of your most recent bank statements and our simple 1 page application.

Rather then completing massive amounts of paperwork needed before the bank can even provide you with an offer, apply with us instead. Choice Funding can offer small business loans up to $1 million in as little as 1 business day.

REQUIREMENTS:

3 months in business
Set terms (up to 10 years)
Average bank ledger of over $1,000
$10,000 minimum in gross sales

BENEFITS:

Fast approval turn around time
Borrow up to $1,000,000 million dollars
Less paperwork than traditional SBA loans

MERCHANT CASH ADVANCE

With a merchant cash advance, a purchase is made from your future receivables. The advance is paid back from a percentage of your business’ future sales. Our merchant cash advance programs are designed to work through your credit card or gross sales in the business. A $5,000 minimum monthly credit card sales or $10,000 minimum monthly revenue is all that is needed to qualify! You can borrow as little as $5,000 and up to $500,000.

REQUIREMENTS:

3 months in business
$5,000 minimum monthly credit card sales OR $10,000 minimum monthly revenue
Must deposit at least 5 times per month

BENEFITS:

No set terms
Fast pre-approval process
Borrow up to $500,000

CREDIT CARD SPLIT-FUNDING

Credit Card Split Funding is a flexible, “cash-flow friendly” way to access small business capital. Credit Card Split Funding works particularly well for businesses whose owners value having the amount they remit fluctuate with their daily payment card receivables.

Instead of sending a large amount once a month, a flat percentage of your business’s credit and debit card sales are automatically remitted daily. A smaller amount is sent on slow sales days than on fast days. The process stops automatically when your advance is repaid in full.

REQUIREMENTS:

3 months in business
$5,000 or more of monthly credit card sales
No open bankruptcies allowed

BENEFITS:

Approval in 24 hours
Funding in as little as 48 hours
No fixed payments
Up to 200% of credits cards sales in advance

Business Debt Consolidation

Our consolidation programs will pay off two or more business loans/cash advances offering you one easy to manage payment. Our programs provide you with increased cash flow by decreasing your current payment obligations with multiple lenders. Secured consolidation also available offering up to 400% of gross sales monthly.

REQUIREMENTS:

1 year in business
$5,000 minimum monthly credit card sales OR $10,000 minimum monthly revenue
No open bankruptcies allowed

BENEFITS:

1 business loan/cash advance payment
Pay off 2 more more positions
Increase cash flow
Funds available same day

Funding options that fit your business

10 Year Terms

Simple Interest Programs

Up To 200% of Credit Card Sales

Daily, Weekly & Monthly Payment Options

Build Your Business Credit

Up to $1 million in as little as 1 business day

Consolidation

Working Capital

Expand Your Business

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* Pre-qualification is based on a variety of factors, including your current receivables history. Pre-qualification does not constitute guaranteed funding, loan approval or commitment to fees or term. Successful enrollment is based on broader financial information obtained during the application process.