For starters, a merchant cash advance is much different than a business loan. With a merchant cash advance, a purchase is made from your future receivables. The advance is paid back from a percentage of your business’ future sales. Choice Funding has vast relationships in the lending community, which makes it easier for you to get the appropriate level of funding for your business. Let us do the hard work while you run your business.

Our merchant cash advance programs are designed to work through your credit card sales in the business. Payments adjust based on your daily credit card volume. A $5,000 minimum in credit card sales a month is all that is needed to qualify! You can borrow as little as $5,000 and up to $500,000.

A merchant cash advance is when a lender buys a fixed percentage of your future credit card sales and supplies you the money, minus rates, ahead of time. The program is built so that you fulfill your advance with daily sales until the the advance is paid off in full. These types of advances may be the best fit if your sales and volume fluctuate or if you find that seasonality effects your business, seeing as how it parallels with your cash flow.

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When you partner with Choice Funding, you will be matched with an agent that will be there to help you through the process – every step of the way. Our team members are eager to help your business succeed.

The Choice team designs affordable and flexible business funding solutions catered to your needs. Your business is unique and should be treated as such. Let us design a custom program for you.

Our job is to give you access to working capital, but our mentality is that we want you to be as successful as possible. We’re here to help you expand. This isn’t just business – it’s a partnership.