Small Business Loans

Quick, Fast & Easy

With Choice Funding, you don’t need to go through a long process for a small business loan as you would at a traditional bank. Instead our process requires 3 months of your most recent bank statements and our simple 1 page application.

Rather then completing massive amounts of paperwork needed before the bank can even provide you with an offer, apply with us instead. Choice Funding can offer small business loans up to $1 million in as little as 1 business day.

Our goal is to help your business succeed by offering simple, yet effective, funding programs with a focus on quality service. Our team has been in the funding industry for 5+ years and have helped thousands of business owners like yourself.

How Does A Small Business Loan Work?

Small business loans are structured with a fixed payback term, which is why they are so appealing to most business owners. This means there is a definitive maturity date when payments will cease and the loan is considered fully paid off.

The business owner also knows exactly how much is deducted based on the loan terms, which are clearly defined at the beginning of the lending process. This means no surprises! Typically small business loans are the most common type of funding applied for. Often times companies apply for SBA (Small Business Administration) loans, and due to high bank standards such as sub par credit scores or other small factors, businesses are turned down.

We offer small business loans for those who may not have perfect credit scores or who have been turned away by banks. Our small business loans are based on your receivables and not necessarily your past.

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  • 3 months in business
  • Set terms (up to 10 years)
  • Average bank ledger of over $1,000
  • $10,000 minimum in gross sales


  • Less paperwork than traditional SBA loans
  • Fast approval turn around time
  • Borrow up to $1 million dollars
*Pre-qualification is based on a variety of factors, including your current receivables history. Pre-qualification does not constitute guaranteed funding, loan approval or commitment to fees or term. Successful enrollment is based on broader financial information obtained during the application process.
Funded People

Why Choice Funding?

Our Funding Experience

When you partner with Choice Funding, you will be matched with an agent that will be there to help you through the process – every step of the way. Our team members are eager to help your business succeed.

Our Tailored Solutions

The Choice team designs affordable and flexible business funding solutions catered to your needs. Your business is unique and should be treated as such. Let us design a custom program for you.

Not Just Another Payment

Our job is to give you access to working capital, but our mentality is that we want you to be as successful as possible. We’re here to help you expand. This isn’t just business – it’s a partnership.

Business Funding Services We Offer:
Merchant Cash Advances | Small Business Loans | Expansion Loan | Equipment Financing | Retail | Service | High Risk | Other Business
High Risk Funding Services We Offer:
E-Cigarette & Vape | E-Commerce | Fantasy Sports | Gun & Ammunition | Nutraceutical & Supplement | Smoking Pipes and Paraphernalia | Travel & Tour Guide
Merchant Processing Services We Offer:
Point of Sale (POS) Systems | EMV Terminal Program | Domestic | International | High Risk
High Risk Merchant Processing Services We Offer:
Airlines & Private Jets | Business Opportunities | CBD (Cannabidiol)Costume Jewelry | Credit Repair | Debt Collections | Document Preparation | Drop Shipping | E-Cigarette & Vape | E-Commerce | Education Online | Electronic Benefit Transfer (EBT) | Electronics | Escort Service | Fantasy Sports | Foreign Exchange Market (FOREX) | Gun & Ammunition | Health & Beauty | Hotels / Motels | Male Enhancement | Membership Clubs | Mortgage Modifications | Moving Companies | Multi-level Marketing (MLM) | Network Marketing | Nutraceutical & Supplement | Online Dating | Penny Auction | Seminars | Smoking Pipes and Paraphernalia | Software Downloads | Stock Trading | Student Loan Relief | Subscription & Recurring | Tech Support | Telemarketing | Timeshare Litigation | Travel & Tour Guide | Vacation Home Rental | Warranty | Weight Loss
States We Offer Our Services In:
Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming
International Countries (European Union) We Offer Our Services In:
Austria | Italy | Belgium | Latvia | Bulgaria | Lithuania | Croatia | Luxembourg | Cyprus | Malta | Czech Republic | Netherlands | Denmark | Poland | Estonia | Portugal | Finland | Romania | France | Slovakia | Germany | Slovenia | Greece | Spain | Hungary | Sweden | Ireland | United Kingdom