Small Business Loans – Quick, Fast & Easy

With Choice Funding, you don’t need to go through a long process for a small business loan as you would at a traditional bank. Instead our process requires 3 months of your most recent bank statements and our simple 1 page application.

Rather then completing massive amounts of paperwork needed before the bank can even provide you with an offer, apply with us instead. Choice Funding can offer small business loans up to $1 million in as little as 72 hours.

Our goal is to help your business succeed by offering simple yet effective funding programs with a focus on quality service. Our team has been in the funding space for 5+ years and have helped hundreds if not thousands of business owners like yourself.

How Does A Small Business Loan Work?

Small business loans are structured with a fixed payback term, which is why they are so appealing to most business owners. This means there is a definitive maturity date when payments will cease and the loan is considered fully paid off.

The business owner also knows exactly how much is deducted based on the loan terms, which are clearly defined at the beginning of the lending process. This means no surprises! Typically small business loans are the most common type of funding applied for. Often times companies apply for SBA (Small Business Administration) loans, and due to sub par credit scores or other small factors, businesses are turned down because of high bank standards.

We offer small business loans for those who may not have perfect credit scores or who have been turned away by the bank. Our small business loans are based on your receivables and not necessarily your past.


  • 3 months in business
  • Set terms (up to 5 years)
  • Average bank ledger of over $1,000
  • $15,000 minimum in gross sales


  • Less paperwork than traditional SBA loans
  • Fast approval turn around time
  • Borrow up to $2,000,000 million dollars

Our mission is to help businesses succeed by offering simple and effective programs.

Choice Funding offers financing options against your gross annual receivables, not just your VISA and MasterCard volume like most of our competitors. This allows many different business types to qualify for the working capital needed for strong growth.

Choice Funding programs make borrowing money quick and easy because there are no lengthy application requirements that are generally associated with traditional banks.

Our highly skilled account specialists make the entire process easy for our clients right from the start. We work to achieve not only the highest customer satisfaction rates, but also to help our customers succeed in whatever industry type they fall under.

Funded People
Our Funding Experience

When you partner with Choice Funding, you will be matched with an agent that will be there to help you through the process – every step of the way. Our team members are eager to help your business succeed.

Our Tailored Solutions

The Choice team designs affordable and flexible business funding solutions catered to your needs. Your business is unique and should be treated as such. Let us design a custom program for you.

Not Just Another Payment

Our job is to give you access to working capital, but our mentality is that we want you to be as successful as possible. We’re here to help you expand. This isn’t just business – it’s a partnership.